It turns out that to wisely choose pet insurance, you have to do "due diligence", including research among the policies, reading the fine print and finding out information the old fashioned way, by asking direct questions of the insurance company representatives-just like you do when choosing among human health insurance policies.
But it sure helps to know what to look for at the start, and this detailed discussion from Cesar's Way provides what you need to know to start your search. And the good news: it doesn't seem to be nearly as expensive as human health insurance. According to this piece, "dog owners can expect to pay between $15 a month for a basic plan to about $75 for the most comprehensive coverage. [And] Most policies will reimburse 80-90 percent of a claim."
Now that doesn't sound too bad to us, considering that Parental Unit paid $12,000 total for five surgeries and one mini dialysis for my predecessor, the ornery wire fox terrier, Carson. As soon as she can afford her own health insurance or obtains a full-time job that provides it, she vows to cover me and Bella!
Sweet Carson, pre surgeries...
How about you? We'd love to know how many of our pet owning friends have either invested in pet health insurance or wish they had!